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Whole Life Insurance

Whole life insurance provides permanent coverage for your family with premiums that never increase. Better still, a whole life policy builds cash value that you can use while you are living to reach your financial goals. Contact Holden Insurance Agency, Inc. in Superior, Wisconsin, to speak with one of our local agents about whole life insurance.

Benefits Of Whole Life Insurance

We all want to know that our loved ones are better protected and will not suffer financial devastation should an unexpected death occur. Whole life insurance offers coverage for both the future and the present. Benefits of this type of life insurance include death benefits, cash value, and dividend opportunities.

Death Benefits

With whole life insurance, your premiums will never increase, your coverage won’t change, and coverage for your family is guaranteed to last a lifetime.

Cash Value

A whole life insurance policy accumulates cash value, guaranteed to increase over time. If you need money for college tuition, an emergency, or to supplement retirement income, you have access to funds you can borrow from your whole life policy.

Dividend Opportunities

Whole life policyholders are eligible to receive dividends, which can be used to increase insurance coverage and cash value. Although they are not guaranteed, some insurance companies consistently pay dividends to participating policyholders.

Cost Of Whole Life Insurance

Average rates are typically higher on whole life than on term life insurance policies because whole life policies have cash value buildup. Factors that impact the cost of whole life insurance rates include age, gender, health, occupation, and location. Our agent at Holden Insurance Agency, Inc. can help you find a whole life policy that provides the most benefits for the best available rates.

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Great knowledge and heath insurance options for your business. Give them a call!

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Holden has been fantastic through the many years I've been with them.

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Spencer was well-prepared with comparisons of the different plans.

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